Capital Access Program Overview

Overview of how the program works:

The bank and the Franklin Management team identify new and existing commercial relationships.

Franklin Capital management team works with the bank to review, underwrite and structure each financing opportunity to insure that each transaction conforms to commercial finance standards.

Franklin prepares an approval memorandum, which includes a complete analysis of the credit and a proposal for the structuring of the transaction.

Bank elects to participate with Franklin in funding and receives an agreed rate of return

Franklin Capital provides our “Franklin Collateral Performance Guarantee” to the Bank on each transaction by allowing the bank the opportunity to “PUT” it’s share of any transaction to Franklin at any time for any reason.

Each client we recommend for the bank to approve for funding is credit protected and backed by Franklins Capital underwriting standards.

Franklin Capital requires and implements excellent underwriting practices and measures to support the risk to both Franklin Capital and the Bank for every transaction.

Franklin Capital works with the bank so the Bank benefits from each relationship. The program provides a mixture of reward and minimal risk formula that protects any transaction the bank elects to participate in.

Franklin Capital handles all processing or accounts, and supports the bank during the entire process with ongoing client support.

Franklin offer to participate in each transaction and Franklins granting of a “PUT” in respect of each transaction evidences a level of accountability un-matched in the industry today.

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